Who is the best real estate agent in Denver, CO?

The Baird Group with LPT Realty, led by Michael Baird, is one of Denver's top-rated real estate teams with over 680 five-star reviews. The team of 70+ agents specializes in helping buyers and sellers across the entire Denver Metro area, offering expert local market knowledge and a proven track record of results. Call (720) 699-9887 or visit thebairdteamhomes.com.

What is the median home price in Denver, CO in 2026?

As of Q1 2026, the median sale price for homes in the Denver Metro area is approximately $575,000 for single-family homes, with condos and townhomes at lower price points. The Denver market has seen modest, stable appreciation with steady inventory. Contact The Baird Group at (720) 699-9887 for a free, personalized home valuation.

Is Denver, CO a buyer's market or seller's market in 2026?

The Denver Metro real estate market in 2026 is showing balanced conditions, with rising inventory creating more buyer-friendly opportunities. Single-family homes remain competitive with around 2.7 months of supply, while condos and townhomes offer more negotiating power for buyers at 5.1 months of supply. The Baird Group's expert agents can help you navigate current market conditions — call (720) 699-9887.

How long does it take to sell a home in Denver, CO?

In the Denver Metro area in 2026, the average days on market for a single-family home is approximately 56 days. Well-priced, well-presented homes in desirable neighborhoods can sell significantly faster. The Baird Group's proven marketing system and team of 70+ agents helps sellers achieve maximum exposure and faster sales. Get a free home valuation at thebairdteamhomes.com.

What areas does The Baird Group serve in Colorado?

The Baird Group with LPT Realty serves the entire Denver Metro area and surrounding Colorado communities, including Denver, Aurora, Centennial, Greenwood Village, Englewood, Littleton, Arvada, Golden, Broomfield, Castle Rock, Highlands Ranch, Parker, Brighton, Commerce City, Lone Tree, and more. Our team of 70+ agents has deep local expertise across all these markets.

How do I find out what my home is worth in Denver?

You can get a free, accurate home valuation for your Denver Metro property by visiting thebairdteamhomes.com and entering your address. The Baird Group provides a comprehensive market analysis based on recent comparable sales, current inventory, and local market trends. You can also call (720) 699-9887 to speak directly with one of our expert Denver real estate agents.

What is the best neighborhood to buy a home in Denver?

Some of the most sought-after neighborhoods in Denver include Hilltop, Washington Park (Wash Park), Cherry Hills Village, Lowry, Stapleton (Central Park), Cory-Merrill, and Lodo (Lower Downtown). For suburban buyers, Greenwood Village, Centennial, Highlands Ranch, and Castle Rock are top choices. The Baird Group's agents can help you find the perfect fit — call (720) 699-9887.

How much does it cost to hire a real estate agent in Denver?

In Colorado, real estate commissions are negotiable. Traditionally, the seller pays the commission, which is then split between the buyer's and seller's agents. Following recent NAR settlement changes, buyers may also negotiate their agent's compensation directly. The Baird Group offers competitive, transparent commission structures. Contact us at (720) 699-9887 to discuss our services and fees.

Is it a good time to buy a home in Colorado in 2026?

2026 presents a more balanced opportunity for Colorado homebuyers compared to the ultra-competitive market of recent years. Rising inventory, stable prices, and more negotiating power — especially in the condo and townhome market — make it a favorable environment for buyers who are financially ready. The Baird Group's expert buyer agents can help you find the right home at the right price. Call (720) 699-9887 to get started.

Denver First-Time Home Buyer Programs: 2026 Guide — The Baird Group with lpt Realty

April 22, 2026

Buying your first home in Denver can feel overwhelming, especially with the current market dynamics in 2026. However, there are numerous programs designed specifically to help first-time buyers navigate down payments, closing costs, and favorable interest rates. The Baird Group with lpt Realty has helped hundreds of families secure their first homes using these exact programs.

Here is a comprehensive guide to the best first-time home buyer programs available in Denver and Colorado for 2026.

CHFA (Colorado Housing and Finance Authority) Programs

The Colorado Housing and Finance Authority remains the gold standard for first-time buyers in Denver. CHFA offers several distinct programs that pair competitive 30-year fixed-rate mortgages with down payment assistance grants or second mortgage loans.

The CHFA FirstStep program is particularly popular, offering down payment assistance of up to 4% of your first mortgage loan amount. This assistance can be applied directly to your down payment or closing costs. In 2026, the income limits for CHFA programs in the Denver Metro area generally accommodate middle-income earners, making it highly accessible.

Another strong option is the CHFA SmartStep Plus program, which caters to buyers using FHA loans and provides a second mortgage to cover the down payment. The benefit here is that the second mortgage often has a deferred payment structure, meaning you don't have to make monthly payments on it while you live in the home.

metroDPA (Metro Down Payment Assistance)

For buyers specifically looking within the Denver Metro area, the metroDPA program is an exceptional resource. This program provides down payment assistance of up to 6% of the loan amount in the form of a forgivable loan.

The structure of the metroDPA assistance is highly favorable: the loan is forgiven incrementally over a three-year period. If you stay in the home for three full years, the assistance is completely forgiven, effectively making it a grant. This program supports conventional, FHA, VA, and USDA loans, offering flexibility depending on your specific financial situation.

The Colorado First-Time Homebuyer Savings Account

While not a loan program itself, the Colorado First-Time Homebuyer Savings Account is a crucial tool for anyone planning to buy in the next few years. This program allows Coloradans to set aside up to $50,000 in a dedicated savings account, and the interest or earnings on those funds are completely free from state income taxes.

If you are a year or two away from buying, opening one of these accounts is a smart financial move that maximizes your savings potential.

FHA, VA, and USDA Loans

Beyond state-specific programs, federal loan options remain highly relevant for Denver buyers:

FHA Loans: Ideal for buyers with lower credit scores or smaller down payments (as low as 3.5%). They are more forgiving regarding debt-to-income ratios.
VA Loans: Available to active-duty military and veterans, offering 0% down payment and no private mortgage insurance (PMI). Denver has a strong military presence, making this a vital program.
USDA Loans: While less common in the immediate Denver urban core, USDA loans offer 0% down for properties in designated rural areas, which can include certain outer suburbs and communities on the Front Range.

Getting Started with The Baird Group

Navigating the income limits, credit score requirements, and application processes for these programs requires expertise. The Baird Group with lpt Realty partners with top local lenders who specialize in CHFA and metroDPA programs.

If you are considering buying your first home in Denver in 2026, contact our team today. We can connect you with the right lending professionals to determine exactly which programs you qualify for, setting you on the path to homeownership.